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Website: https://www.whitecoatinvestor.com/personal-finance/the-doctor-mortgage-loan/ ,, ,, White Coat Investor is an online forum and blog that helps medical professionals navigate their finances and understand things like investing and physician mortgage loans. White Coat Investor has a whole section of its website dedicated to explaining what physician mortgage loans are, why a doctor would need one, and how they can acquire the best one. With a physician mortgage loan, doctors have the opportunity to put less than 20% down on their home, while still avoiding private mortgage insurance. It also allows them to buy a house more quickly than a traditional loan would, because they give special treatment to student loan debt for doctors and will accept a contract as proof of future income instead of requiring pay stubs and proof of current income like a traditional loan would.